As the largest insurer in Lesotho, Alliance offers a wide range of risk cover solutions to protect members’ income when accidents or illnesses happen or when dealing with loss. Our employee benefits range is underpinned by a fully customisable range of risk solutions.
The risk cover pays a member a monthly salary if they become disabled and cannot work to earn a monthly income. The benefit pays up to 100% of a member’s monthly salary until retirement or death, whichever comes first.
A lump sum amount is paid, linked to the member’s annual salary in the event of permanent and total disability.
Total permanent disability is the inability to perform your occupation or any other occupation the member may be suited for due to their education, knowledge, experience, training, and age. The member would have to medically prove to the satisfaction of Alliance that they are disabled. The lump sum is 1x – 5x a member’s annual salary.
This benefit pays out when a member becomes temporarily disabled and pays 50% – 100% of a member’s salary for up to 24 months.
This risk cover pays out when a member is diagnosed with specific critical illnesses, such as paralysis, cancer, stroke,or heart disease. The lump sum benefit aims to assist the member with life adjustments due to the illness.
This benefit is funeral cover for small, medium, or large companies’ employees and their families, with the added benefit that no underwriting is required for this cover. The benefits range from M5,000 to M50,000 for member-only and immediate family cover.
This benefit covers small, medium, or large companies’ employees in the event of death whilst employed. The benefit will equal the member’s annual salary at death multiplied by a number chosen by the employee’s company.
Contact Us
Please complete the form below and select your inquiry preferences.
Questions?
We’re here to help
We’re happy to answer any questions you may have and help you determine which of our services best fit your needs
